Property Investment.

Property Investment loans can take the form of investment in commercial or residential property. Depending on the asset type, lease profile, loan to value (LTV) a mixture of options are available including interest only and capital and interest repayment mortgages.

The market has changed considerably in recent times as high street lenders have moved away from this type of funding with challenger and niche funders now operating in this space providing a wide variety of options and different products.

Whether you are brand new to investing in property or a seasoned expert, it is always well worth reviewing your current portfolio to maximise cashflow and understand the options available in the market at the current time.

These types of loans often come with early repayment penalties so it is important to structure the loan correctly and make sure it is fit for purpose in the long-term.

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A loan secured against a commercial lease. Expert advice is required here to structure the loan against the remaining lease term and secure the appropriate funding against both the market and the vacant possession values of the property. A number of funders offer a varying number of different repayment tenures so it is important to manage your cashflow effectively.

Similar to commercial investment but with residential properties above the commercial property. Loans like these are often taken out against properties seen in the local high street or city centre.

If you are a property investor buying residential properties through a limited company then there are a plethora of options available to you right across the funding market. A range of repayment terms and options are available which often include interest only mortgages. These loans can also be taken out against Houses of Multiple Occupancy (HMOs) & Multi Unit Freehold Block (MUFB).