As a result of terrific business growth, a number of opportunities have arisen to join the YBFA team.
We are looking to recruit a number of people including Relationship Support Manager roles, Commercial Finance Brokers / Commercial Relationship Managers and self employed Appointed Representatives.
Our business is based in Leeds but we are flexible on our location requirements and would love to talk to you to see how we can work together to achieve great things.
Contact Paul on 07854119277 or paul@ybfa.co.uk for an informal discussion.
Our Relationship Support Manager roles at YBFA will have a range of duties including:
Working with and supporting the Commercial Finance Brokers / Commercial Relationship Managers looking at early stage SME banking lending proposals. This will include doing research on the company / directors, know your customer / anti money laundering checks and prepare background information packs prior to customer meetings.
As your skills and experience grows there will be the opportunity to attend customer meetings with the Relationship Managers and participate in these meetings. Thereafter obtain all the relevant information from the customer to progress a lending application ensuring all our FCA compliance metrics are met.
You will then assist the Relationship Manager pull together credit proposals which are submitted to a range of funders to secure the lending facilities sought. You will liase with the funders and our customers through this process ensuring timely communication between all parties.
Once the customer has accepted the proposal, you will assist the Relationship Manager through the due diligence phase of the deal liasing with local professionals such as solicitors and reviewing property valuations, preparation of legal / security documentation and bank offer letters.
Finally, you will be responsible for ensuring the customer file is completed with all the necessary forms and overview documents before it is handed over to our compliance function for overview.
There will be an opportunity to establish and build a network of professional contacts ranging from solicitors, accountants and valuers by attending networking events and learning / development courses run by these professional firms.
You will also learn and develop a knowledge of the banking / funding landscape by meeting with lenders and learning their key differentiators and why customers should work with them.
You will be responsible for the social media accounts of the business primarily through Linked In and other social media channels. You will also be responsible for updating and maintaining the company’s customer relationship manager platform and ensuring the accurate capture of data.
Periodically we run events for our customers and you will be responsible for organising the event through premises booking, issuing invitations, monitoring acceptances and ensuring adequate catering arrangements are made at the venue.
We have an exciting opportunity for an experienced Business Development or Relationship Manager from a Commercial Banking, Asset Based (Invoice / Asset Finance) or SME lending background to join our team.
You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s.
You will be expected to:
- Be a self-driven, active member of the team with a genuine passion for working with SMEs to achieve their growth ambitions.
- Build a pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product to appropriate audiences.
- Carry out evaluation and due diligence on suitable proposals in line with the Funders Lending Policy and Operational Guidelines.
- Present proposals to funders.
- Manage completion matters post approval including completion of loan documentation.
- Work alongside company solicitors and valuers to ensure all security requirements are met.
- Pro-actively manage client portfolio, work with those businesses to achieve growth and monitoring their performance
- Contribute to stakeholder reporting.
Desired Skills & Experience
The ideal candidate will have:
- Prior experience in lending to SMEs and client relationship management which includes a strong ability to assess and structure loan propositions on a projection led basis.
- Ability to multi-task and prioritise deadlines to meet customer expectations.
- Good presentation skills & ability to communicate and interact at all levels of management.
- A high level of IT proficiency, particularly on Microsoft Office 365 products.
- A diligent working style and experience using CRM systems to manage & track proposal activities.
As an appointed representative, you work as a self-employed broker, building your own client base and working hours that work for you. You’ll be representing YB Financial Advisory Ltd, but you’ll be running your own business.
As an appointed representative of YB Financial Advisory Ltd, you won’t need to become directly authorised with the FCA or worry about the risk and costs associated with this, leaving you with the freedom and flexibility to do what you do best. The role is focused on business development, relationship management and doing deals.
You’ll have a fantastic team to support you when you just need that second opinion or someone to bounce ideas off whether it be deal origination, funder choice or managing the due diligence process and working with community professionals.
Working with us, you will get access to our whole of market panel of funders along with inheriting FCA & NACFB approved documents and processes making you ready to do deals from day 1.
These opportunities are available on a full and part time basis to suit you and we will be working with you every step of the way.
We are looking for appointed representatives to cover West Yorkshire, North Yorkshire, East Yorkshire, South Yorkshire, Greater Manchester, Lancashire and North East England.